Is using stealth an exploit?

[Gregorius]

1.  Special forces bring their medics with them, and everyone on the team is medically competent to some extent.  Probably don't bring a surgeon very often though, on an assassination mission. :)
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Gogo First Aid!

Regardless of whatever it was I said earlier, I've actually kind of come around. I'm still loath to call this "creativity" as it's not hard to figure out that you can sneak past most of an instance if your character can become invisible. I admit I've used my Druid's Prowl to get past certain parts of quests and just get to the boss, though even when it's easy to get past everything it may be difficult to finish up. I nearly soloed Dal Bloodclaw at 21 and I failed to sneak to the Shadethicket Oracle (Fallen Sky Lake) at 26. I finished the quest but I had to kill some Timberlings first.

I still think there's a BIT of a difference if you're just doing it for loot. Within the context of completing an killing quest it makes sense to just hunt down the boss. And I kind of agree with the Mephisto analogy. But I'll definitely admit that instance bosses are much more dangerous than Mephisto, and it takes a lot more skill to get to them without picking up mobs in the instance.