Mogo's last few points

[Gurnsey]

...Going this route you would gain a better stoneskin which you say you use....[right][snapback]93604[/snapback][/right]

For clarification, Improved Stoneskin is 99.9% useless. Stoneskin's reduction is applied before armor.

Rank 6 Stoneskin: Reduces damage by 27
Assuming 30% damage reduction by armor:
Actual Stoneskin reduction: 18.9

Rank 6 Stoneskin, fully Improved: Reduces damage by 32.4
Assuming 30% damage reduction by armor:
Actual Stoneskin reduction: 22.68

Three talent points to take 3.78 less damage per hit? No thanks. It gets worse the better your armor is.