what's a good RPG game to play?

[Drasca]

60% is too lenient IMO.
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I disagree.

Have you ever played Guild Wars? 60% penalty usually means two second KO, or rather, virtual death, because most attempts to continue fighting means the you simply won't survive. Let's see... most level 20's have around 500 health (or less from runes), after 60% penalty, that's 200 health left (125 with one superior rune). Spells can spike up to 130 damage each, normal attacks do around 30ish damage every 1-2 seconds. Suffice it to say, your practical chances of survival drop dramatically to nil after the 3 second mark against a single enemy. Against multiple, which is more likely, 60% death penalty means you're virtually ineffective, and if you aren't prepared, your 10e skills will become unusable as well.

To reiterate, at 60% DP, it is very possible to both be unable to take the brunt of attacks be able to retaliate with any of your own abilities. That's worse than permanent death while you're fighting. With permanent death, at least you have full access to your abilities while you're alive.

Tell me, would you play standard poker with only 2 cards in your hand, everyone else with 5, and no shared 'house' cards (as in Texas Hold'um)? That's what death penalty really is in Guild Wars.