MMOs:Like em' or not?

[BrianLeichty35]

Dude, it's $12 a month. If $12 in a month is breaking the bank for you, perhaps you shouldn't be playing computer games at all and be concentrating on other things in your life.

I played DAoC for two years and do not consider *any* of it to be wasted money. I stopped playing for completely different reasons than money and no MMO to date has really caught my attention.
Umm, 12 * $12 = $144. What is there to "keep track of"?
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Yes and how much does it cost to purchase the game and then get the client installed on your computer. I'll bet that it isn't $12.