02-02-2005, 04:56 AM
kandrathe,Feb 2 2005, 01:31 PM Wrote:I also carry a large umbrella liability policy to protect me from frivolous lawsuits, in case someone gets hurt on my property or I transport an uninsured person in my car. Ah, the benefits of not living in a litigious society. Here, people wouldn't be able to sue you directly unless they could prove the act was malicious, in which case you'd have been doing something criminal, so the Crown would prosecute. You'd end up with the possiblity of a jail sentence or a fine that usually would be much less than $10k, so the person undertaking the claim is at the other end of the spectrum in NZ(i.e. frivilous cases are uncommon, but regaining (adequate?)recompense is uncommon also)