Unemployment

[kandrathe]

And when COBRA runs out? Screw em, right? They should have had the sense to not get sick?

You didn't read what I wrote.

We shouldn't need COBRA to temporarily allow us to keep our insurance. If we owned it, and it didn't disappear with our jobs, then it would be like groceries, the car payment, the mortgage, etc. Just another bill we need to pay. With my scheme... You'd have a very small premium for those rare catastrophes, and a sizable HSA you can draw from to pay for your health care. When we lose our jobs, we don't lose our HSA/retirement account... It goes with us to the next job. You in effect build your own safety net, at least for health insurance and retirement.

So, when someone is unemployed, and they run out of money what happens? We can't just think about their health insurance, because they are going to miss food, heat, and shelter pretty quickly as well. So, when people go broke what should the government do?